About

About us

The People behind rubean

RubeanAG is a leading provider of SoftwarePoint of Sale (SoftPOS)terminals for accepting contactless card payments.

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Our core values are part of our success

We are driven by a passion to combine maximum security with extremely robust, fail-safe SoftPOS operation and to enable our customers to use SoftPOS in the dynamically growing number of use cases.

Ownership & Accountability

We take full responsibility for the outcomes we generate. We own the collective result, not just our individual contributions.

Customer obsession

We place the customer at the heart of every decision. We strive not just to satisfy their needs, but to delight them at every interaction.

Relentless improvement

We challenge the status quo and believe nothing is off-limits for change. We constantly seek to learn, optimize, and elevate our standards.

Ownership & Accountability

We take full responsibility for the outcomes we generate. We own the collective result, not just our individual contributions.

Customer obsession

We place the customer at the heart of every decision. We strive not just to satisfy their needs, but to delight them at every interaction.

Relentless improvement

We challenge the status quo and believe nothing is off-limits for change. We constantly seek to learn, optimize, and elevate our standards.

Proactivity

We act with foresight. We anticipate challenges and drive reliable and creative solutions instead of waiting for requirements.

Passion & Pride

We are driven by enthusiasm for our craft. We deliver high-quality work that we are genuinely proud of

Proactivity

We act with foresight. We anticipate challenges and drive reliable and creative solutions instead of waiting for requirements.

Passion & Pride

We are driven by enthusiasm for our craft. We deliver high-quality work that we are genuinely proud of

Successful together

Our partners play a decisive role in supporting and implementing our SoftPOS projects.

Team

Our management

In addition to its headquarters in Munich, Rubean has employees in Hamburg, Düsseldorf, Madrid and Tbilisi.

Hermann Geupel
Dr. Hermann Geupel

Co-CEO

Jochen Pielage
Jochen Pielage

Co-CEO, CTO & COO

Company Overview

Rubean AG, Munich, is a leading provider of software-only point of sale (SoftPOS) terminals for accepting contactless card payments. Under the SoftPOS brand, the PCI MPoC certified software has been deployed in Europe and Latin America since 2020, especially by small to large retailers, delivery services and restaurants. SoftPOS is the only SoftPOS solution to support the popular girocard in Germany. 

With a core staff experienced in information technology for banks, young app developers and a management team experienced in international sales, Rubean is growing at an above-average rate in the dynamic SoftPOS market. 

Market development and competition

SoftPOS technology enables businesses to accept contactless card payments with a standard Android or iOS device. For the first time, a business can accept face-to-face card payments without having to buy card readers. In addition to small and medium-sized enterprises (SMEs) and delivery services, larger retailers are increasingly discovering the benefits of a SoftPOS solution. 

Mastercard and Visa have been issuing SoftPOS pilot approvals since 2018 and have since transferred the standard approvals to the umbrella organization PCI (Payment Card Industry), which certifies SoftPOS manufacturers according to PCI MPoC. Of the 54 SoftPOS manufacturers approved by Mastercard for pilots, almost half (23) have achieved PCI MPoC software certification as of February 2025. Among this group, Rubean is one of the two with the most extensive authorization of use (Isolated SDK for Android 8+).  

In recent years, Rubean has established itself as the market leader in the SoftPOS market in Germany and Spain with unique selling points such as girocard support and connection to the Redsys gateway and processed 458,599 transactions worth EUR 27,171,614 in December 2024. 

Geschäftsbeschreibung Rubean

Rubean stock at the current XETRA price

Trade

Listed in over-the-counter trading on the Munich, Frankfurt, Berlin and Düsseldorf stock exchanges as well as on Tradegate, Quotrix and XETRA under WKN 512080 and ISIN DE0005120802.

4.909.929 €

Is the current share capital.

Since 2016

The first price on the Munich Stock Exchange was € 5.15.

Rubeans Supervisory Board

Henrica van de Velden
Chairwoman of the Supervisory Board
Bernd Martin Krohn
Deputy Chairman of the Supervisory Board

Guenther Froschermeier

Prof. Dr. Stefan Mittnik

Our Shareholder structure

graph info

All key figures at a glance

Empower your Business with seamless Digital Payment Solutions

Explore how our cutting-edge digital payment solutions can transform your business. Whether you need detailed information, want to try our app, or get in touch with us, we‘re here to help you enable secure and easy payments for everyone, everywhere.

Rubean AG

Rubean AG is a multinational fintech company based in Munich, Germany, and the leading provider of pure software point-of-sale solutions for banks, acquirers and merchants.

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Kistlerhofstraße 168 – München