Investor Relations
Company Overview
Rubean AG, Munich, is a leading provider of software-only point of sale (SoftPOS) terminals for accepting contactless card payments. Under the PhonePOS brand, the PCI MPoC certified software has been deployed in Europe and Latin America since 2020, especially by small to large retailers, delivery services and restaurants. PhonePOS is the only SoftPOS solution to support the popular girocard in Germany.
With a core staff experienced in information technology for banks, young app developers and a management team experienced in international sales, Rubean is growing at an above-average rate in the dynamic SoftPOS market.
Market development and competition
SoftPOS technology enables businesses to accept contactless card payments with a standard Android or iOS device. For the first time, a business can accept face-to-face card payments without having to buy card readers. In addition to small and medium-sized enterprises (SMEs) and delivery services, larger retailers are increasingly discovering the benefits of a SoftPOS solution.
Mastercard and Visa have been issuing SoftPOS pilot approvals since 2018 and have since transferred the standard approvals to the umbrella organization PCI (Payment Card Industry), which certifies SoftPOS manufacturers according to PCI MPoC. Of the 54 SoftPOS manufacturers approved by Mastercard for pilots, almost half (23) have achieved PCI MPoC software certification as of February 2025. Among this group, Rubean is one of the two with the most extensive authorization of use (Isolated SDK for Android 8+).
In recent years, Rubean has established itself as the market leader in the SoftPOS market in Germany and Spain with unique selling points such as girocard support and connection to the Redsys gateway and processed 458,599 transactions worth EUR 27,171,614 in December 2024.
Rubean stock at the current XETRA price
Trade
Listed in over-the-counter trading on the Munich, Frankfurt, Berlin and Düsseldorf stock exchanges as well as on Tradegate, Quotrix and XETRA under WKN 512080 and ISIN DE0005120802.
3,749,418 €
Is the current share capital.
Since 2016
The first price on the Munich Stock Exchange was € 5.15.
Rubeans Supervisory Board
- Founder Nordaktienbank
- Prior to that, management positions in several private and investment banks
- Graduate economist
- Professor of Financial Econometrics (retired) at the Ludwig-Maximilians-University Munich
- Co-founder of Scalable Capital
Guenther Froschermeier
- Managing Director and CTO of CCV GmbH
- Director Payment Acceptance of CCV Group
- Former Managing Director, Chief Commercial Officer and Chair of the Board, CCV Group, Payment Solutions Provider
- Former Board member of the Dutch Payment Federation
- Board Member & Vice Chairman of The Economic Board Arnhem-Nijmegen (TEB)
- Owner & Director of various companies
Our Shareholder structure
All key figures at a glance
- Current securities information:
- Subscription offer
- Securities information sheet
- Annual Report 2024
- Report of the Supervisory Board 2024
- Annual Report 2023
- Report of the Supervisory Board for FY 2023
- Annual Report 2022
- Annual Report 2021
- Annual Report 2020
- Annual Report 2019
- Annual Report 2018
- Report of the Supervisory Board for FY 2020
- Report of the Supervisory Board for FY 2019
Company calendar
- Ordinary General Meeting (onsite): July 14th 2025
- Ordinary General Meeting (onsite): December 28th 202
- Extraordinary General Meeting (hybrid): March 18, 2022
- End of the financial year: December 31, 2021
- Dr. Hermann Geupel
- Rubean AG
- +49 89 357560
- Joerg Bretschneider
- german communications AG
- +49 40/46 88 33 0
