Solutions

SoftPOS - contactless payment acceptance via your smartphone

Rubean implements classic card readers (mPOS terminals) as a pure software (SoftPOS) app that runs on practically any NFC-enabled device for accepting contactless card payments. The corresponding PhonePOS solution has all the required certifications, in particular PCI MPoC software certifications.

How Standalone SoftPOS Works

Step 1

Insert the amount to be paid

Step 2

Decide ‘if’ and ‘how’ you want to provide a tip

Step 3

Manually enter the amount of the tip

Step 4

Present the card

Step 5

Enter pin when required

Step 6

Receive the receipt per email if requested

How Integrated ECR SoftPOS Works

Step 1

The merchant enters the amount into his device

Step 2

Consumer taps payment card on merchants device

Step 3

SoftPOS processes the payment securely and quickly

Step 4

SoftPOS processes the payment securely and quickly

The future of cashless payment

Without extra hardware

Your payment terminal as an app, quickly installed from the Google Play Store.

Contactless and secure
Certified by the Payment Card Industry (MasterCard, Visa, American Express, Discover Financial Services) according to PCI MPoC and approved by the German Banking Industry Committee for processing girocard transactions. 
The right solution for everyone 

SoftPOS on Android phones, handhelds, touchscreens; in merchant apps, mobile cash registers and self-checkout tills; with little to no user interaction to get started. 

SoftPOS MPoC SDK & APP

Our SoftPOS MPoC SDK is an isolated SoftPOS SDK certified for Android 8+ devices. It is designed to ensure the highest level of security and seamless integration with customer POS solutions, banking applications or other payment applications.

In contrast to non-isolated SoftPOS SDKs, which are based on shared environments and would cause a significant certification effort on the integrator’s side, an isolated SoftPOS SDK like Rubean’s runs in a dedicated, secure environment that is completely separated from other app processes. This ensures maximum protection for sensitive payment data while minimizing the compliance effort on the integrator’s side.

The SoftPOS MPoC APP integrates the SoftPOS SDK and forms it into an easily installable Android APP. The SoftPOS APP supports App2App communication with a higher-level electronic cash register, enterpris app or banking app in two modes: „hidden app” without displaying a SoftPOS icon on the device or a “visible app”.

Phone image

SoftPOS MPoC SDK & APP

Our SoftPOS MPoC SDK is an isolated SoftPOS SDK certified for Android 8+ devices. It is designed to ensure the highest level of security and seamless integration with customer POS solutions, banking applications or other payment applications.

In contrast to non-isolated SoftPOS SDKs, which are based on shared environments and would cause a significant certification effort on the integrator’s side, an isolated SoftPOS SDK like Rubean’s runs in a dedicated, secure environment that is completely separated from other app processes. This ensures maximum protection for sensitive payment data while minimizing the compliance effort on the integrator’s side.

The SoftPOS MPoC APP integrates the SoftPOS SDK and forms it into an easily installable Android APP. The SoftPOS APP supports App2App communication with a higher-level electronic cash register, enterprise app or banking app in two modes: „hidden app” without displaying a SoftPOS icon on the device or a “visible app”.

Rubean Pay APP

The Rubean Pay APP extends the SoftPOS APP with a) a display for entering the payment amount and b) options for issuing a customer receipt (QR code, e-mail, SMS) and thus serves as a checkout app, especially for retailers who are looking for a simple solution for accepting contactless card payments on their smartphone.

Our certifications

•⁠ ⁠Products: PCI MPoC Software (Isolated SDK for Android 8+), PCI MPoC Solution, GBIC girocard approval
•⁠ ⁠Operation: PCI DSS, PCI PIN, PCI SLC, PCI SSS.
•⁠ ⁠PCI MPoC isolated SDK certified
•⁠ ⁠PCI MPoC Software certified
•⁠ ⁠PCI MPoC Application certified
•⁠ ⁠PCI MPoC Solution certified
•⁠ German DK (Deutsche Kreditwirtschaft) certified for processing girocard transactions

Accepting payments has never been easier

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Empower your Business with seamless Digital Payment Solutions

Explore how our cutting-edge digital payment solutions can transform your business. Whether you need detailed information, want to try our app, or get in touch with us, we‘re here to help you enable secure and easy payments for everyone, everywhere.

Rubean AG

Rubean AG is a multinational fintech company based in Munich, Germany, and the leading provider of pure software point-of-sale solutions for banks, acquirers and merchants.

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Kistlerhofstraße 168 – München