Investor Relations

Company overview

Rubean AG, Munich, is a leading provider of software-only point of sale (SoftPOS) terminals for accepting contactless card payments. Under the PhonePOS brand, the PCI MPoC certified software has been deployed in Europe and Latin America since 2020, especially by small to large retailers, delivery services and restaurants. PhonePOS is the only SoftPOS solution to support the popular girocard in Germany. 

With a core staff experienced in information technology for banks, young app developers and a management team experienced in international sales, Rubean is growing at an above-average rate in the dynamic SoftPOS market. 

Market development and competition

SoftPOS technology enables businesses to accept contactless card payments with a standard Android or iOS device. For the first time, a business can accept face-to-face card payments without having to buy card readers. In addition to small and medium-sized enterprises (SMEs) and delivery services, larger retailers are increasingly discovering the benefits of a SoftPOS solution. 

Mastercard and Visa have been issuing SoftPOS pilot approvals since 2018 and have since transferred the standard approvals to the umbrella organization PCI (Payment Card Industry), which certifies SoftPOS manufacturers according to PCI MPoC. Of the 54 SoftPOS manufacturers approved by Mastercard for pilots, almost half (23) have achieved PCI MPoC software certification as of February 2025. Among this group, Rubean is one of the two with the most extensive authorization of use (Isolated SDK for Android 8+).  

In recent years, Rubean has established itself as the market leader in the SoftPOS market in Germany and Spain with unique selling points such as girocard support and connection to the Redsys gateway and processed 458,599 transactions worth EUR 27,171,614 in December 2024. 

Geschäftsbeschreibung Rubean

Rubean stock at the current XETRA price

Trade

Listed in over-the-counter trading on the Munich, Frankfurt, Berlin and Düsseldorf stock exchanges as well as on Tradegate, Quotrix and XETRA under WKN 512080 and ISIN DE0005120802.

3,749,418 €

Is the current share capital.

Since 2016

The first price on the Munich Stock Exchange was € 5.15.

Rubeans Supervisory Board

Bernd Martin Krohn
Chairman of the Supervisory Board
Prof. Dr. Stefan Mittnik

Guenther Froschermeier

Dr. Peter von Borch

Our Shareholder structure

All key figures at a glance

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Rubean AG is a multinational fintech company based in Munich, Germany, and the leading provider of pure software point-of-sale solutions for banks, acquirers and merchants.

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Kistlerhofstraße 168 – München