Transform your smartphone into a payment terminal

A new, secure PoS solution for contactless payment acceptance requiring no hardware (eg. Card-reader / PIN devices).

May we introduce?

The future of contactless payments

We are providing the technology

Our Mission

The smartest way to get paid

Es braucht keine extra Hardware mehr

No extra Hardware required

PhonePOS takes the form of a Smartphone App which any Merchant can quickly install from the Google PlayStore. It's never been so easy.

Contactless and safe

Tested and approved by Mastercard, VISA, PCI Payment Card Industry and Deutsche Kreditwirtschaft

Cybersecurity standards and is considered "Best in Class" rating from the independent testing IT Lab used for its evaluation

The right solution for any customer

With PhonePOS, Merchants can accept VISA, Mastercard, Maestro, Girocard and Mobile Payments (from Smartphones and Wearables). Higher value transactions, above the contactless limit, can also be processed using our unique “PIN entry” facilities.


People behind RUBEAN

Successfull together

Our Partner

Start to create tomorrows market with Rubean
Source: S-Payment GmbH

In Germany, for example, you can find the Rubean PhonePos technology as a component of the S-POS app of the Sparkassen*.

*S-Payment GmbH, based in Stuttgart-Vaihingen, is the payment competence centre of the Sparkassen-Finanzgruppe.

S-Payment develops and markets holistic, omni-channel payment and value-added solutions for the savings banks in Germany and leads payment into the digital world.

S-Payment's goal: future-proof solutions that expand the Sparkassen-Finanzgruppe's market leadership in the German payment market.

Together with CCV, Rubean developed PhonePOS and found S-Payment as its first customer.

The German savings banks offer PhonePOS in a jointly developed version to their merchant customers nationwide under the name S-POS Plug-in.


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